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Personal Banking

Your banking needs are unique, and you need a bank that has a personal banking program to match. If you think that means suffering through the terrible service and cavalier attitudes of a national bank, think again. Sure, we’re a small community bank, but we offer six different checking account programs that have been crafted to fit your every need.

Being a community bank doesn’t mean we can’t offer some big technology. All of our personal banking programs come with the full weight of the latest online and mobile automation behind them. Whether you choose Express Checking, Heritage 50 Checking, or our Platinum Checking, you can access your information from anywhere, at any time.

That’s how we put the personal touch in our Personal Banking. 

 

Below are our most popular personal checking accounts.
Contact us for more options.

 

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Express Checking

  • $50 Minimum to Open
  • No Service Charge if Daily Positive Balance is Maintained 
  • Unlimited Check Writing
  • Debit Card
  • Bill Pay (Upon Request)
  • Mobile Banking
  • Online Banking (Required)
  • E-Statements (Required)

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Heritage 50

  • $50 Minimum to Open
  • No Service Charges
  • Unlimited Check Writing
  • Debit Card
  • Bill Pay (Upon Request)
  • Mobile Banking
  • Online Banking
  • Free Checks
  • Free Notary
  • Image Statements
  • Account only available to customers age 50 or better

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Express Plus Checking

  • $50 Minimum to Open
  • No Service Charge if Daily Positive Balance is Maintained
  • Unlimited Check Writing
  • Debit Card
  • Bill Pay (Upon Request)
  • Mobile Banking
  • Online Banking (Required)
  • E-Statements (Required)
  • ACH Activity (Required)
  • 15 Debit Card Transactions (Required)

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Personal Savings

  • $100 Minimum to Open
  • No Service Charge if $100 Minimum Balance is Maintained 
  • Interest Accrued Quarterly
  • Mobile Banking
  • Online Banking
  • E-Statements 

 

Additional terms, conditions and fees may apply.