Saving & Investment

Savings
Regular Savings
Minimum Deposit to open:
$100.00
Terms: $5.00 fee if closed during the first 90 Days

First 6 Debits per quarter are free, then $3.00 each debit thereafter

Renewals: N/A
Quarterly Service Fee: Free if Minimum Balance is $100 and above
$5.95 if $99.99 and Below
Interest Accrued: Quarterly
Interest Paid: Quarterly
Statement and Notice Date: Quarterly
Certificates of Deposit
Minimum Deposit to open:
$500.00
Terms: Thirty (30) days to five (5) years
Renewals: Automatic Renewals
Quarterly Service Fee: None – but early withdrawal may apply
Interest Accrued: Quarterly
Interest Paid: Quarterly
Statement and Notice Date: At Maturity
IRA
Minimum Deposit to open:
$100.00
Terms: Thirty (30) days to five (5) years
Renewals: Automatic Renewals
Quarterly Service Fee: None – but early withdrawal may apply
Interest Accrued: Quarterly
Interest Paid: Quarterly
Statement and Notice Date: At Maturity
Health Savings Account
Minimum Deposit to open:
$50.00
Terms: $5.00 fee if closed during the first 90 Days
Renewals: Automatic Renewals
Quarterly Service Fee: None – but early withdrawal may apply
Interest Accrued: Monthly
Interest Paid: monthly
Statement and Notice Date: Monthly
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Farmerville: 318.368.4571 Marion: 318.292.4571 Sterlington: 318.665.4571
Equal Housing Opportunity FDIC EDIE (Electronic Deposit Insurance Estimator)